Studies show that about one in every ten people over the age of 60 in the United States have been victims of abuse. Almost universally, the perpetrator is a family member, either a spouse or an adult child. Experts say the number of actual cases of elder abuse may be much higher than believed, as they estimate that only about 7% of such incidents are disclosed. The Centers for Disease Control has established guidelines for identifying what constitutes elder abuse. Here are the highlights of … [Read more...]
New Jersey Nursing Home Regulation
individuals at a New Jersey nursing home have been wrongfully exploitedIn New Jersey, all nursing home facilities must obtain and maintain a license, and must be inspected and certified by the New Jersey Department of Health and the U.S. Department of Health and Human Services, The Centers for Medicare and Medicaid Services (CMS). The New Jersey Department of Health completes about 400 onsite evaluations of nursing homes every year, looking closely at the capability of the nursing home to … [Read more...]
The Coverage Provided by a Homeowner’s Policy of Insurance
What Does Homeowner's Insurance Cover? For most people, the purchase of a home is the single largest investment they ever make. Most homeowners lack the resources to cover any significant damage to their home—that's the purpose and function of homeowner's insurance. But you have to be careful when you buy a policy to protect your house. Not all homeowner's policies are the same. Homeowner's Insurance—An Overview The most important determination you need to make regarding a homeowners … [Read more...]